The Craziest Insurance Claims Related to Casinos
Be it work or traffic or disaster-related, insurance claims aren't always reasonable and justifiable. Some are bound to be totally unhinged and entirely controversial. Coming to the casino industry, especially in the Canadian scene, we've over time witnessed and heard of some pretty bizarre cases of insurance claims. Most of these were related to slot machines, property damage, and injuries, theft, etc.
Moving on without further ado, we're bringing a highlight of some of the craziest insurance claims related to casino modalities, in Canada and beyond.
A Slipping Accident
Especially at large new casino establishments, accidents due to slipping are not uncommon. However, what is crazy and relatively uncommon are slipping accidents which result in absurd insurance claims. In a notable case involving an employee at a popular license-holding casino in Canada, (name withheld), a female employee claimed to have sustained major head damage, after slipping on duty.
The said woman attributed the accident to beverages spilled on the floor by casino patrons. Meanwhile, investigations and surveillance footage show the employee spilling her drink intentionally and pretending to slip on it. As far as crazy insurance claims go, this incident was one of a kind.
Nevertheless, accident claims in the casino space aren't entirely new, as they are validated by the Worker's compensation insurance as well as the Employer liability policy.
Furthermore, here are some other insurance policies that cover incidents involving employees;
- General Liability insurance,
- Disability Insurance,
- Occupational Hazard insurance, etc.
Slot Machine Accident
Over the years, slot machine malfunctions, be it online or on land have been a major source for mind-blowing insurance claims in CA and beyond. Here, standard casino providers and establishments have had to deal with insurance claims and lawsuits arising from slot game technical and software malfunctions.
A typical example was a 2015 incident where a middle-aged Canadian man claimed a slot machine whose lever was loose and rammed into his fingers as he spun the game. The man, identified by several reports as Mr. Mason, claimed the casino where he was a patron should cover the cost for his injury and discomfort.
While there wasn't much credibility to the story and claim, the scenario still goes down as a pretty bizarre casino-related insurance claim.
The Haunted Casino
For land-based casinos, structural damages are common and for online providers like Slots City https://slotscity.com/sports, software irregularities are not unheard of. However, what is illogical is attributing structural damage to a mysterious haunting force. That would be the case for a certain new casino in New Zealand, which would file an insurance claim for structural damages on the grounds of it being a haunted zone.
The establishment reportedly suffered significant damages in its first year. While filing for a claim, the casino's management would proceed to state its causes as unexplainable paranormal activities.
Subsequent reports have not confirmed anything solid from the insurance claim so far. Nevertheless, it still has to be one of the craziest claims ever.
Staged Robbery
Most online as well as land-based casinos in Canada and beyond have insurances that cover theft and malicious attacks. And every now and then some establishments and their staff have tried to take advantage of their insurance to cover certain operational losses. A prime example was with a Montreal CA casino startup, whose employees staged a robbery to account for some missing funds.
The supposed robbery had forced the establishment to file a claim, which would involve a broader investigation, as the occasion demands. Conclusive investigations revealed a network of the casino's employees involved in the orchestration of the said robbery.
The Chandelier Mishap
At a local casino in Toronto CA, a high-stakes gambler filed for a large settlement to recover some of his losses at the poker tables. His claims were supposedly validated by an incident where a chandelier fell from the casino's ceiling, as he escaped narrowly. The high roller would carry on to the poker tables where he recorded significant losses.
Afterward, he blamed his entire loss on a "severe emotional distress" caused by the incident earlier. Whilst it's still unclear if his demands were substantiated by law, it did hold water at the time.
Conclusion
Overall, be it at top online casino destinations like SlotsCity or popular land-based establishments, mishaps are bound to happen at certain points. However, making absurd insurance claims out of fabricated incidents is the crazy bit. So far, we've covered some of the most outlandish insurance claims to happen around the casino scene in Canada and beyond.