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Ontario Society of Occupational Therapists (OSOT)

Program Features

Follow the link below to find a copy of the 2015 OSOT Program Information Flyer:

PDF icon OSOT Member Insurance Brochure 2015-16 Professional Liability Insurance Program.pdf

 

Professional (Malpractice) Liability Insurance:

As a member of a regulated profession, a complaint may be made about you by a member of the public or another professional to the College of Occupational Therapists of Ontario.  You may also be sued in a civil suit as a result of perceived professional error or omission.  You may even be charged by police in a criminal matter such as fraud, child or sexual abuse.  Regardless of the validity of the complaint, suit, or charge, legal expenses are likely to be incurred related to investigation and defence processes or any disciplinary penalties or damages awarded.

Are you protected in the event of such challenges and the related legal costs?

Protect yourself with OSOT’s comprehensive Professional Liability Insurance Coverage!

  • Protects you for both Errors (malpractice) and Omissions;

  • Meets & exceeds the requirements of the College of Occupational Therapists of Ontario;

  • Covers liability, legal expenses (regulatory related expenses) and criminal defence protections without additional premiums;

  • Comprehensive package at best competitive rate - $65.00 (taxes included);

  • Self-employed OSOT members can also add the name of your personal corporation for $35.64 including taxes.

Comprehensive (or Commercial) General Liability Insurance:

If you are self-employed, practice independently and/or are not covered by employer general liability insurance make sure you explore the important protections of this option. This form of protection complements your professional liability insurance by insuring claims which are not professional in nature including bodily injury, property damage, libel and slander to a limit of $2 million or $5 million as per your request.  If you are self employed, practice independently and/or are not covered by employer general liability insurance make sure you explore the important protections of this option.

Office/Clinic Property Program:

Do you own an office or treatment clinic?  Take advantage of OSOT’s tailor made property insurance program which will insure the business property associated with your clinic.

Standard coverage includes:

  • Contents of every description;

  • Electronic Data Processing Equipment, including Media;

  • Laptops used on the premises, and used away from the premises;

  • Comprehensive Business Income;

  • Accounts Receivable Insurance;

  • Valuable Papers Insurance;

  • Property in Transit, and on Exhibition;

  • Loss of Money and Securities.

Because your insurance needs are flexible, the limits of insurance for all coverage can be tailored to suit your individual needs. We can expand your property insurance package to include:

  • Buildings when occupied by the Medical Facility;

  • Comprehensive Boiler and Machinery Insurance;

  • Umbrella Liability.

Property insurance premiums are individualized to meet your unique needs. Contact LMS PROLINK for a no-obligation quote or by calling Heather Malone at 416-644-7743 or by emailaing her at [email protected].